I don’t earn enough

Hi, I have this thought spinning in my mind.  It’s often first thought in the morning.  I did a model:
C:  I make 3000 zł
T:  I don’t earn enough
F:  Stress
A:  I stay at home, avoid going out, avoid action
R:  I am not doing my job/not earning more money

I would like to work on a new thought: No matter how much I earn, I am happy.  Could you help me with the thought ladder?