Free will vs. fate

I struggle with these two concepts. I feel like there’s circumstances and results that are pre-destined for us on a spiritual level. There’s not really a scientific way to prove this is the case, but it seems there are people who can tap into a future or past reality that in a way is proving it. For instance, I had an astrology reading and she really honed in on my issues with money and beauty. She said that in a past life I was in a power role and used those two aspects in an abusive way and that in this lifetime, I’m working out that karma. So, I think – well then am I destined to struggle with money and body image issues to learn this? Should I just let go of goals in these two areas because it’s just my fate to not have a lot of money and to be overweight in this lifetime?