Money anxiety


AACan you help me find a thought in the intentional model below? I know I’m having difficulty seeing that the circumstance is neutral. Thank you!
UM:
C: I have $6.31 in both bank accounts and $9.75 in my purse.
T: I am worried about money.
F: Fear
A: Ruminate about upcoming expenses, have vague information about exactly what they are, use YNAB half-heartedly and inconsistently, don’t do my taxes that are due in October
R: I don’t know exactly what my money situation is
IM:
C: I have $6.31 in both bank accounts and $9.75 in my purse.
T:
F: Safe
A: Continue using Focusmate and work diligently to earn more $; update YNAB and use it consistently; take YNAB classes to learn to follow the 4 rules; do my taxes; figure out the total I owe M and create a plan for paying him back
R: I have total clarity about my money situation and a plan for moving forward