Act as if…

I’m still having trouble with the “act as if” idea. Particularly with money goals. How can I act like a millionaire if I don’t currently have the funds to do so?

Ex: Millionaire me would donate 5k to my favorite charity this month. Millionaire me would send out $500 in my Christmas cards.

I’m not sure how I can fill my action line in the model to align with my thoughts, “there is always more money coming in. I have plenty of money to share.” Etc. I feel like because I can’t back my thoughts up with action TODAY, that my brain believes it’s a lie.

Thank you