Clarification on the A line in an Aligned Model.

Ok, I was listening to the podcast regarding the aligned model. I think I must be missing something. I am not sure what to do with the A as it seems to have to somewhat match our current reality. And of course, growth isn’t really possible if we act only from our current circumstance. One example I thought of was money.

T- I don’t have to worry about over-drafting my account or waiting for my next paycheck.
A- pay all monthly bills on same day, purchase Christmas gifts for everyone – there is plenty of money.

So I can get behind the T and the F. But how do we do the A if there isn’t currently that amount of money in the bank account? Does this mean it’s not possible to do an aligned model for every topic?