Coaching PT 2

I asked for help on signing up for the LCS coaching cert. and the question was: so what if it is a lot of money for you? Here is my answer:
C: $18K
T: That is a lot of money for me
F: Worried
A: Think about worst case scenario (i.e. stuck with a credit card debt I cannot pay off)
R: A lot of money on a credit card I cannot pay off

I know my problem is a belief problem; I do not yet believe, like really believe, it is possible that the certification could serve me and support my future growth and goals, but the irony is I keep coming back to it b/c I DO believe the cert. from TLCS is valuable and can only serve me. If money were not an issue for me, I would sign up in a New York minute.