Excuses for waiting to join Certification

C-My almost 6 yr. old Daughter is starting Kindergarten in August. She has missed half of preschool for health issues.
T-I have been dreaming of a time with no responsibility, a time to surf, hike, & reflect. A time to leisurely work on my existing jewelry business website/photos/create more products. A time to finally paint on those canvases that I have had forever.
T-I feel very passionate about coaching, though an introvert, I know that I am so good with relating to people.
T-I am scared to add Hard Work and Massive Action to a time, that I have been dreaming of, for years, specifically for “goofing off “.
F-unsure and blessed (I do have the$)
R-this question
any suggestions?????
thank you!