Finding Neutral

I’m trying to find neutral on the thoughts around the circumstance “we’re living above our means and taking money out of savings”. My brain is very stuck on this as being a bad thing that needs to be fixed immediately and it’s causing me to spin out rather than take action, so my homework from my last coaching call is to find neutral thoughts around it and get to a place of taking action from abundance. The best I come up with when I work on this is the in the moment thought of, “there is plenty of money for me today.” Brain keeps going into thought error over that, adding the “yeah but…. we’re going to run out” and “all financial advisors say this is a bad way to live.” And I go into that spiral of needing to take action now, spinning out in a panic and not actually creating more wealth. I think I need more help on getting to that place of abundance and believing it.