Model application

Hi dear SCS team!
I have a question regarding the Model application. There was an example in “The Model book”
Circumstance: She arrived to our noon lunch date at 12:20 pm.
Thought: “She does not respect me” or “She must be busy—I won’t take it personally”.
So, only I have to decide what I would it actually mean and act in the way caused by the thought # 1 or 2.
However, what if that person really does not respect me? In such a case, thought #2 will not lead to any actions from my side, e.g. stop dating with her or have a conversation.

Therefore, I really want to understand whether such a “choice of my thought” could not lead to illusion in relation to some situations, considering that I will not try to define real facts.
Thank you!