I have done an unintentional and an intentional model on my debt struggle and I would like some help with them. I have started in the C line.

Unintentional:
C – My credit card is maxed out again
T – I’m a bad person; I am never going to get out of debt.
F – Defeated; tight and constrained
A – Keep my head in the sand
R – Debt increases

Intentional
C – My credit card is maxed out again
T- I believe in myself; I can
F – Focused
A – Start a business to increase my income
R – I make changes and start earning income