Hi Brooke,
I was trying to ask this question over the money call but we ran out of time! So I have a question that I’m hoping you can provide some insight please! I feel like I am pretty good with money and finances overall . In my relationship with my husband I do all the bills, balance the checkbook etc. in general I think I’ve made pretty good choices around money. However I have two situations in my past that still haunt me. Back in the 90s before the stock market crash I decided it would be a good decision to invest my grandparents inheritence money into the stock market. I was pretty young at the time and naïve. One of my good friends was a stock market broker and I asked him if I could invest that money with him since all of his accounts were doing so well. Of course the market crashed soon after the original investment and I lost all of the money about 50 K. I have been beating myself up ever since even though there’s nothing I can do about the past. Secondly, we decided to buy our first home a year or two before the housing market crash in 2008 and although the market has recovered since then I still can’t help but feel that I invested at the worst time possible! If I just waited a few more years we would have so much more equity. I know it doesn’t really matter since we aren’t moving anyways and we do have some equity now, but I have other friends who bought after the crash and made way more of a market return then we have. Some of their homes have doubled while ours is only about 10% above what we paid for it 12 years ago. I know this is better than being foreclosed on of course! I don’t know why it’s bothering me so much sense it is totally out of my control. We have a wonderful home that we’ve made beautiful, a wonderful low interest rate and some equity, But somehow I always seem to think about what if? Do you have any advice for me please! I think I tend to dwell on the past and I know it’s something I need to work on but those two things always come back! Thank you Brooke! ❤️Jen