Property Value Decreased

Hi, Please help me:

C: Property Value of house lower than expected (it dropped by 13% since last year because of the market, and negated the renovation we did on it)
T: If we sell, we will lose money
F: Fear
A: Spin, worry
R: Nothing

Help! These are all facts. I have no idea what to do for an intentional model. Just pretend it’s different than it is? Just accept?