Risk Averse – do I need to get rid of this title or what?!

Hello all.

I have been putting the thoughts and models to the test and find myself with a few job prospects that have come from my new confidence and willingness to push ahead on things I might not have done in the past. I’ve been told that I’m “risk averse.” I applied for a job a few months ago and was made an offer, but they just couldn’t pay me what I needed to get to make the move. Fast forward to today: got a call from same company offering job again but this time they’ve redone the job description and salary range such that I could probably get what I was asking for. Now, I’m facing a real situation where these folks want me for a job that I don’t know if I can do it and they want to pay me more than I think I’m worth. My critter brain is going bananas. I don’t know where to begin with this thought model.

Please help!

Most grateful,
Laura S.