Scared, paralyzed and need to shake it off!

I have been on leave from work and have used up all my paid leave. I cannot go back to the toxic environment and feel lost in all action. I seem to be in armadillo freeze in life right now. I don’t know what has happened to me but I don’t feel able, capable or fit to start generating the income I need to pay my bills. Why am I frozen? How do I get over this and start generating $ right away? It has to be possible, why do I find it so difficult to believe and act on? Please help!