When Negative Thoughts Appear to Yield Positive Results

Theres something to this unintentional model that im not recognizing on my own because negative T, F and A seem to yield positive R.
T/ I dont have enough
A/Pinch pennies, avoid outing to not spend, paralysis when making financial decisions
R/ $50K saved

See how I feel negatively about money but that money leads to a savings account (which im afraid to spend from). Please help me see this in a different way!