Hard time receiving money and gifts

I am having a hard time receiving money and gifts. Here is my UI:

C: I received a gift
T: I don’t deserve this
F: Guilt
A: Think of things to buy that person in return for such a pricey gift. Try to repay them somehow.
R: I don’t feel worthy of receiving nice things.

I don’t want to think this way and know it isn’t serving me. Could you please help me with guidance on a new model or should I be processing these feelings?