I owe $15,000 in taxes and I don’t have $15,000. I feel very scared because the deadline is due and I don’t have the money.
I have looked up online and I think I can set up a payment plan with them, but I would need to telephone and make those arrangement and I feel so scared and embarrassment and ashamed.  So I thought I would do some thought work around it first.

Model

C. I owe $15,000
T. I am irresponsible with money because I can’t pay my taxes
F. fear
A. asking a coach is SCS,Looked up online if it’s possible,worrying in case they say no
R. I don’t have money to pay my taxes