Hi Brooke – Please let me know your thoughts on two models.

Unintentional
Money = Math
I am not good at math; math is complicated
Overwhelm, confusion, indulge
Avoid the details around my spending and current debt
Maintain balance on credit card and pay interest on top of debt

Intentional Thought
Money = math
I believe that I can figure out anything I put my mind to
Overconfident
In action because it is not a priority
Maintain balance on credit card and pay interest on top of debt

Intentional Thought 2
Money = math
I am committed to figuring out a plan/protocol about money
Empowered, capable, learning
Watch money program, do the work
Start to pay down debt