I’m good at managing money

I’m working through the money training. I have a T which is “I’m good at managing money.” This leads me to another T which is “Money must be carefully managed.” Here’s my UM for my current net worth:

C – Money
T – Money must be carefully managed.
F – Limited
A – Run spreadsheets, act conservatively, save, wait, work hard
R – Net worth of $1.1 million

I realized I’m really limiting myself with this model. Can you see any spots where I can dig into my UM so I can start creating a new IM?